Resources ยท Calculators

Mortgage Calculator

Loan amount, monthly payment and total interest, on a standard repayment mortgage.

Enter the numbers

Loan amountAED 1,875,000
Monthly paymentAED 10,421
Total interestAED 1,251,300
Total repaidAED 3,126,300
Standard repayment mortgage, equal monthly payments over the full term. This doesn't include arrangement fees, valuation fees, life insurance requirements, or UAE mortgage registration costs (typically around 0.25% of the loan through the Dubai Land Department), all of which a lender will quote separately.

All calculators

Planning to finance this?

Answer three quick questions and GCC Mortgages will come back with what you can borrow and which banks fit, before you commit to anything.

Get my mortgage options

Frequently asked questions

How is a Dubai mortgage payment calculated?

From the loan amount (price less your down payment), the interest rate and the term, using a standard repayment formula. The calculator shows the monthly payment, the total interest and the loan amount.

How much deposit do I need for a Dubai mortgage?

The Central Bank of the UAE sets maximum loan-to-value limits that depend on residency, the price and whether the property is ready or off-plan. Banks also need the 4% DLD fee and agent fee in cash, since they no longer finance them. A mortgage introduction tells you your own figure.

Can non-residents get a mortgage in Dubai?

Yes, from some banks, usually with a larger deposit and stricter criteria than residents. Resident and non-resident mortgages are priced and approved differently from bank to bank.

Is the calculator result a mortgage offer?

No. It is an estimate for planning. The bank sets the final rate, fees and amount after its own checks and valuation.

Jamal AkimCallBook a call